Estate Planning

Legal Matters After a Loss

Losing a loved one brings many emotions, and unfortunately, it often also brings important legal responsibilities. While we cannot offer legal advice, we can help you understand what steps are commonly involved and connect you with professionals who can assist.

What You May Need to Address

1. Death Certificates

You’ll likely need several certified copies of the death certificate to manage affairs such as closing accounts, settling insurance claims, and handling estate matters. We can help request these on your behalf.


2. Wills and Estates

If a will exists, the person named as executor is responsible for carrying out the instructions within it. This can include:

  • Submitting the will to the court

  • Paying outstanding debts or taxes

  • Managing assets

  • Distributing belongings as outlined in the will

If there is no will, the estate will be handled according to state law, which typically prioritizes immediate family members.


3. Probate Process

Probate is a legal process that may be required to validate a will and settle the estate. Some estates qualify for simplified procedures, but others may involve formal court oversight. An estate attorney can explain what applies in your case.


4. End of Power of Attorney

Any powers of attorney become void at the time of death. From that point on, only the legal representative of the estate can make decisions regarding finances or property.


5. Social Security and Government Benefits

The Social Security Administration must be notified of a death. Surviving spouses or dependents may qualify for certain benefits, including a one-time payment. If the deceased was receiving monthly benefits, those typically stop unless transferred to an eligible survivor.


6. Life Insurance

Life insurance policies usually require a certified death certificate and completion of a claim form. Each provider may have its own process, so it's best to contact them directly.


7. Property and Asset Transfers

You may need to update ownership documents for vehicles, real estate, or financial accounts. In many cases, this involves submitting legal paperwork or going through probate.

When Legal Advice Is Important

While we can assist with documentation and basic guidance, some situations call for legal support, especially if:

  • There is no will

  • The estate is complicated

  • There are disputes among family members

  • Taxes, business assets, or trusts are involved

We encourage you to speak with a qualified attorney to ensure everything is handled properly and in accordance with the law.